Education:

      University of Texas at Austin – BBA: Management - 1989

      University of Texas at San Antonio –
        Graduate Work: Accounting - 1992

      Our Lady of the Lake University –
        MBA: International Business - 2002

      Ernst & Young – Leadership, Process Engineering & ABC/ERP
        Training Courses

National Association of Certified Valuation Analysts Business valuation qualification course, examination & case study

Continuing education courses in leadership, strategic planning, merger & acquisition, accounting, fraud and business valuation over the past 17 years.

Licenses - Certificates - Professional Memberships:

Certified Public Accountant (CPA):
      American Institute of Certified Public Accountants
      Texas Society of Certified Public Accountants
      San Antonio Chapter of Certified Public Accountants

Certified Valuation Analyst (CVA):
      National Association of Certified Valuation Analysts

Certified Fraud Examiner (CFE):
      Association of Certified Fraud Examiners

Work Experience:

Carneiro, Chumney & Co L.C: 2005 – Present
      Manager – Strategic Planning, Merger & Acquisition, Litigation
      Support, Business Valuation, Forensic Accounting, Process
      Engineering & Project Management

USAA Federal Savings Bank: 1999 – 2005
      Senior Advisor – Finance, Marketing, Project Management,
      Performance Management (Profitability) & Business Planning
      (Strategic & Operational)

Ernst & Young L.L.P: 1996 – 1999
      Senior Consultant – Finance, Process Engineering, Performance
      Management (ABC and Balanced Scorecards) & Project
      Management

Hairston, Kemp & Stich, P.C: 1992 -1996
      Senior Consultant – Financial Statement Audit, Tax, Process
      Engineering, Forensic Accounting, Business Performance Audit &
      Litigation Support

Arthur Andersen & Co: 1992
      Staff Intern – Audit & Litigation Support